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At 23 years old, Jimmy Chance is going nowhere in life. He skims pools for a living, parties every night and still lives at home with his family, including his parents and his cousin, Mike. Jimmy's life takes a drastic turn when a chance romantic encounter with Lucy goes awry once he discovers she is a wanted felon. Months later, when Jimmy pays a visit to the local prison, he discovers Lucy gave birth to their baby, who he is now charged with raising.